FAQs

Can I get Owner Financing with a Down Payment?

We can also provide owner financing for all or part of the purchase price, regardless of your credit, debt ratio, income verification, and other factors that prevent deserving folks from getting bank financing. However, this will require a down payment to make it possible. Simply put, the more you have to work with, the easier…

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What about your Lease Option Program?

Are you tired of making monthly rental payments? Think of all the money you’ve wasted in rent over the last few years. What do you have to show for it? Homeownership may seem to many to be an impossible dream. Paying rent or trying to secure a mortgage with a low paying job or bad…

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Can I buy a home if I have no money and bad credit?

Frankly, if you have no money and very bad credit, there’s nothing we can do for you. However, if your credit is reasonably good and you have provable income, we have several programs available for you now. These programs are brand new and not widely known and are designed to help good folks buy a…

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How can I buy a home if I cannot verify my income?

If you feel you can’t buy a home, because you can’t verify your income, think again. Some of our happy customers felt the same way before contacting us, but they found themselves in the home of their dreams within 30 days. There are several little known ways to verify income and many loans available that…

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How Much Home Can I Afford?

You may be surprised to learn how much of a home you can afford. Generally accepted standards say your new house payment added to all your other monthly payments, should not exceed about 40% of your gross (that’s before income tax) for you and your spouse. Keep in mind, that does not include items like…

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Can I Buy a Home with Damaged Credit?

You’ll be glad to learn that you actually can buy a home with damaged credit. In fact, it’s quite common. To do so often requires a flexible seller who is willing to help finance part of your purchase price. You see, there are a lot of lenders who specialize in financing homes for folks with…

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